Should You Tap Retirement Savings to Fund College? There are three things to consider before dipping into retirement savings to pay for college. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route. What Is a Roth 401(k)? Roth 401(k) plans combine features of traditional 401(k) plans with those of a Roth IRA. Annuity Comparison This calculator compares a hypothetical fixed annuity with an account where the interest is taxed each year.